Terms & Conditions

1. Agreement to Terms

By accessing and using this website and our services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Modesty Financial Consultants Ltd's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• •Modifying or copying the materials
• •Using the materials for any commercial purpose or for any public display
• •Attempting to decompile or reverse engineer any software contained on the website
• •Removing any copyright or other proprietary notations from the materials

3. Disclaimer

The materials on Modesty Financial Consultants Ltd's website are provided on an 'as is' basis. Modesty Financial Consultants Ltd makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall Modesty Financial Consultants Ltd or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Modesty Financial Consultants Ltd's website.

5. Accuracy of Materials

The materials appearing on Modesty Financial Consultants Ltd's website could include technical, typographical, or photographic errors. Modesty Financial Consultants Ltd does not warrant that any of the materials on its website are accurate, complete, or current. Modesty Financial Consultants Ltd may make changes to the materials contained on its website at any time without notice.

6. Links

Modesty Financial Consultants Ltd has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Modesty Financial Consultants Ltd of the site. Use of any such linked website is at the user's own risk.

7. Modifications

Modesty Financial Consultants Ltd may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of England and Wales, and you irrevocably submit to the exclusive jurisdiction of the courts located in England.

9. FCA Regulation

Modesty Financial Consultants Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA number is 102238. When providing mortgage advice, we are subject to the FCA's Handbook of rules and guidance.

10. Contact Information

If you have any questions about these Terms & Conditions, please contact us at:

Last updated: 30 May 2026